Who Qualifies
Who Is Eligible for the CDCP and
What Are the Co-payment Levels
at Royal Oak Smiles in Calgary?
The CDCP is a federal government program for Canadian residents without private dental insurance and with a household income under $90,000/year. Apply at canada.ca/dental or call Service Canada, then book with us — we direct-bill on your behalf.
Eligibility Requirements
Co-payment by Income
Covered Services
What Dental Services Are Covered
Under the CDCP
at Royal Oak Smiles in Calgary?
Preventive Services
Scaling, polishing, dental sealants, and fluoride treatments to keep your teeth and gums healthy and prevent costly problems from developing.
Diagnostic Services
Comprehensive examinations and digital X-rays to accurately diagnose oral health conditions and create an effective treatment plan.
Restorative Services
Tooth-coloured fillings to restore teeth damaged by decay, as well as dentures to replace missing teeth and restore chewing function.
Oral Surgery & More
Tooth extractions, root canal treatments, and periodontal services are covered under the CDCP for eligible patients.
Royal Oak Smiles — proud CDCP participating provider. Open 7 days. Call to book →
FAQ
Frequently Asked Questions
About the Canadian Dental Care Plan in Calgary
Apply for the CDCP at canada.ca/dental or by calling Service Canada at 1-833-537-4342. Once approved, you will receive a CDCP card. Book your appointment at Royal Oak Smiles, let us know you have CDCP coverage, and we will direct-bill the plan on your behalf. You do not need to pay upfront and seek reimbursement — we handle the billing directly.
Yes. Royal Oak Smiles is a CDCP participating clinic and submits all CDCP claims electronically on behalf of eligible patients. You pay only any applicable co-payment amount at your appointment — or nothing at all if your family income is under $70,000/year. Our administrative team can also help confirm your coverage before your appointment. Call (403) 374-6161.
Co-payment under the CDCP is based on household net income from your most recent tax return. Patients with family income under $70,000/year pay no co-payment — 100% of covered services are paid by the federal plan. Incomes of $70,000 to $79,999 pay a 40% co-payment. Incomes of $80,000 to $89,999 pay a 60% co-payment. The CDCP does not cover households with income at or above $90,000.
Yes. Children under 18 are eligible for CDCP coverage if their household meets the income and insurance eligibility criteria — no private dental insurance and family income under $90,000/year. Royal Oak Smiles welcomes families seeking CDCP-covered care for their children, including preventive services, diagnostic exams, fillings, and other eligible treatments. Call (403) 374-6161 to discuss your family's coverage.
The CDCP is designed for Canadians without access to private dental insurance. If you have coverage through an employer or group benefit plan, you are generally not eligible for the CDCP. However, if your private insurance covers only certain services or has annual limits, speak with our team — eligibility depends on the specific nature of your existing coverage. We can help clarify your situation before your appointment.